Duplexes in Ikota Lekki

Duplexes in Ikota Lekki pennisula; this 4 bedroom terrace duplex nested in the already mentioned area is a perfect property which can be used to facilitate mortgage loan.

In the process for one to seek for a mortgage loan from mortgage institutions to help him facilitate a loan inorder to purchase a house, there are certain guides he must put in mind or follow. These steps to be considered includes as follows

Once one has agreed or accepted an offer for a mortgage loan having seen a home to purchase and a lender to facilitate the process with, he or she has to Write and submit an application

At this application stage, he has to fill out a detailed application as well as handing over a documentation relating to his or her income, assets owned and debts. After this step has been completed, he has to order or make a schedule for an inspection of the home as soon as possible inorder to ascertain if there be any problems in the building which might be in the construction, facilities, etc

During this process of home inspection it is always paramount that the buyer ask questions and make checklist of certain information pertaining the subject property after which he is expected to prioritize the problems and conclude if he wants to negotiate certain items with the developer or not (every perfect deal is negotiable and different).

Next, he has to be responsive to the lender especially when his application has been conditionally approved and he is certified or qualified for the mortgage

Before the loan can receive final approval from the mortgage institutions the purchaser has to purchase or obtain the homeowner’s insurance. This homeowner’s insurance contains¬† certain informations such as: to know the liability, to know the actual monetary value, to know about the exclusions to coverage and many more.

Next, the service of a property appraiser is employed to certain the purchase price of the subject property after comparing it with the recently sold homes in a similar price range within the locality.

While the whole process is in motion avoid creating a new debt or making alterations to the already created loan because it might delay or terminate the already established loan approval process.

Next stage is to get your rate locked in no later than 10 days prior to the application closure date that has been specified, get it done with your lender. After this has been achieved make sure to review your documents (this is specially done when the title of the search, the appraisal, inspection and the loan approval processes has been duly completed). At this stage also the lender always communicates with the purchaser telling him the closing date for the process and informing him also on the exact amount of money needed to close the deal.

Next step is to estimate the closing cost after which it should be arranged for down payment and closing cost of the mortgage loan deal.

Finally, at this stage a close has been drawn on the home, always be enlightened to go through all the documents received and ask relevant questions concerning the terms of agreement. After all documents has been duly signed you can now open your newly purchased home

The property is fully and neatly finished and lays in a serene environment with good tared road network

Features in the duplexes in Ikota Lekki which is available for sale.

En-suite rooms

Fully fitted Bathroom plus Jacuzzi bath-tub

Fully fitted kitchen

Pantry

Family lounge

POP Ceiling

In-built speakers

CCTV Cameras

Treated Water

Spacious car park

24/7 Power supply

24/7 Security and Water Supply

Title of purchase: Governor’s Consent

Price: #55m

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